Review bank card prices and charges. Rates of interest is subject to changes

Later part of the payment fee

As soon as your minimal repayment is not obtained by united states on or before the cost date found within monthly statement.

$5 per belated cost.

Please be aware once month-to-month declaration shows a quantity because of right away, any installment you will be making is applied to this amount before being put on the minimum cost. Which means that you should spend both amount in order to prevent getting charged this fee.

Substitution credit charge

As soon as you inquire all of us for a replacement credit card.

$9.50 per request.

Urgent card shipping cost – in brand-new Zealand

Courier fee for immediate shipping of a credit card in unique Zealand

$2.60 per shipping.

Immediate card shipment fee – Worldwide

Courier fee for immediate shipments of a charge card internationally

Price on application.

Limits

Optimal amount for advance loan

The maximum amount as possible withdraw or move from your credit card accounts.

Kiwibank Low Rate Visa / Mastercard, Kiwibank Zero charge / Mastercard Zero, environment brand new Zealand Airpoints minimum cost charge / Mastercard and atmosphere unique Zealand Airpoints requirement charge / Mastercard

$1,000 each day from ATMs (no max number of withdrawals per day).

$5,000 each day non-prescription from banks and financial institutions, and via internet banking (limited to two withdrawals everyday).

Kiwibank Platinum Visa / Mastercard Silver

$3,000 every day from ATMs (limited by five distributions a day).

$7,500 daily non-prescription from banking institutions and banking institutions, and via net financial (restricted to two withdrawals per day).

Air New Zealand Airpoints Platinum Visa / Mastercard

$3,000 daily from ATMs (restricted to five distributions everyday).

$7,500 everyday non-prescription from financial institutions and financial institutions, and via net financial (limited to ten distributions daily).

Contactless transactions

For acquisitions around $200 in brand new Zealand, just tap their card in the audience in order to make a purchase. For acquisitions over $200, you can easily still tap the card, but you’ll need certainly to sign or submit your PIN to perform the deal. Different exchange limitations may incorporate offshore.

Minimum money

Minimal installment try either 5percent on the closing balance of one’s monthly statement or $10, whichever is better. You are not expected to render a minimum installment if for example the closing balances was less than ten dollars (unless we particularly ask you to) or a credit quantity. Minimum money need to be produced each month (if needed) on or ahead of the cost deadline revealed on the declaration.

You’ll at any time make added repayments in addition to the minimal money. You could make payments your charge card account in just about any associated with the following approaches:

by automatic installment, costs payment or drive debit;

by net, cellular or mobile banking;

at the closest Kiwibank.

We might anytime require you to instantly shell out us or area of the outstanding debit balances on your own mastercard levels.

Interchange costs

Whenever an exchange is made on a Visa or Mastercard charge card, the lender that steps that exchange your merchant will pay a charge into the lender that issued the financing cards. This charge is named an interchange fee. Understand interchange charges that affect deals built in brand new Zealand on Kiwibank-issued Visa or Mastercard bank cards.

Make an application for a credit card

To apply for a Kiwibank bank card, you truly must be at the least payday loans Griffin bad credit 18 years old, a New Zealand long lasting citizen and also have a great credit history.

New to Kiwibank?

Apply below, today. We will show you just what needed and you will getting accepted immediately.

Currently a Kiwibank visitors?

Get on Internet financial and visit use prepared for make it work well.

If you are not used to Kiwibank, we’ll should see some ID to verify your identity and address. If you aren’t already an Airpoints member, we’ll signal your right up free-of-charge when your Airpoints credit card is approved.

Common terms and conditions

Lending requirements, conditions and terms, and fees apply. Rates, charge and limitations subject to alter. See all charge cards terms and conditions.

Kiwibank will be the issuer for the atmosphere New Zealand Airpoints credit cards. Airpoints terms and conditions pertain. See airpoints.co.nz for info.

Mastercard try an authorized trademark and circles concept are a trademark of Mastercard worldwide Incorporated.

Just about every day are from 12:00 midnight to 12:00 midnight, unique Zealand energy.

Travel cover for eligible Kiwibank Credit Cards is actually supplied by Tower insurance coverage brief. Tower insurance policies Limited may be the merely organisation in charge of statements according to the rules. If you setup their insurance through Kiwibank, you need to understand that Kiwibank Limited does not assure the responsibilities of, or any services and products issued by, Tower Insurance brief. Important conditions, circumstances and exclusions is lay out for the travel cover for Kiwibank bank cards rules wording (PDF 204.2 KB) .

Shopping products aren’t accessible to financial institutions or general consumers.